Crum & Forster Company Overview Crum & Forster (C&F) , with a proud history dating to 1822, provides specialty and standard commercial lines insurance products through our admitted and surplus lines insurance companies. C&F enjoys a financial strength rating of "A+" (Superior) by AM Best and is proud of our superior customer service platform. Our claims and risk engineering services are recognized as among the best in the industry. Our most valuable asset is our people more than 2500 employees in locations throughout the United States. The company is increasingly winning recognition as a great place to work, earning several workplace and wellness awards for four years running, including the 2025-2026 Great Place to Work ® Award for our employee-first focus and our steadfast commitment to diversity, equity and Inclusion. C&F is part of Fairfax Financial Holdings, a global, billion dollar organization. For more information about Crum & Forster, please visit our website www.cfins.com. Job Description Overview The Product Owner serves as Digital Services’ liaison to stakeholders for a specific product, ensuring that stakeholder needs are accurately captured, prioritized, and delivered by that product. This role is a specialized path similar to Senior Business Analysts, combining strategic planning, delivery oversight, and stakeholder engagement. The Product Owner may lead a small team of business analysts, depending on the need, and will collaborate closely with IT, development, and QA teams to deliver business value through their product. The Product Owner role requires an advanced understanding of their product and how it fits into the Surplus & Specialty ecosystem as well as the larger Crum & Forster organization . The successful candidate will be highly motivated, possess an entrepreneurial spirit, have a service mentality, and be comfortable in a fast-paced environment. The Product Owner is a member of the Surplus & Specialty Lines (SSL) Digital Services team, supporting the Underwriting, Claims and Billing & Collections business units. SSL underwrites both admitted and non-admitted business for General Liability, Automobile Liability, Workers Compensation, Property, Inland Marine, and Excess/Umbrella lines of business across multiple industry verticals, including but not limited to Contracting, Transportation, Energy, Security, and Environmental. What you will do Strategy & Planning • Represent the voice of the stakeholder/product team and clearly articulate the problem to be solved or the opportunity to be captured while aligning to business strategy. • Foster strong relationships with stakeholders to anticipate future needs/opportunities and translate stakeholder goals into actionable digital initiatives for their product. • Contribute to the vision for the product by collaborating with stakeholders to define and refine the product roadmap. • Own and maintain the product backlog, ensuring alignment with business priorities and strategic objectives. • Lead or facilitate design and discovery sessions to prototype solutions and gather feedback. • Establish and manage scope and parameters of the product to define predictable outcomes and action plans. • Review the effectiveness and efficiency of the user experience for the product and develop strategies for improving or further leveraging the product. Execution & Delivery • Prioritize and manage backlog items to ensure timely and high-quality delivery. • Serve as a primary point of contact for stakeholders regarding the product. • Collaborate with cross-functional teams to ensure requirements clarity, solution alignment, and testing readiness. • Participate in sprint planning, reviews, and retrospectives to ensure continuous improvement. • Communicate project status, risks, and outcomes to stakeholders at all levels. • Write clear and concise user stories with well-defined acceptance criteria. • Validate deliverables against business expectations. • Provide product demonstrations to business stakeholders. • Ensure post-implementation support, including training, documentation, and change management. What you will bring to C&F Knowledge & Experience • Bachelor’s degree required. • Minimum 5-8+ years of relevant experience as a IT Product Owner or similar capacity related to digital delivery. • Strong understanding of P&C insurance workflows and systems is required. • Non-admitted insurance experience strongly preferred. • Proven experience in business analysis, product ownership, or delivery leadership. • Demonstrated ability to manage stakeholder expectations and drive consensus. • Experience with Agile methodologies and tools (e.g., Jira, Confluence). • Excellent communication, facilitation, and problem-solving skills. What C&F Will Bring To You • Competitive compensation package • Generous 401K employer match • Employee Stock Purchase plan with employer matching • Generous Paid Time Off • Excellent benefits that go beyond health, dental & vision. Our programs are focused on your whole family’s wellness, including your physical, mental and financial wellbeing • A core C&F tenet is supporting your career development, so we provide a wealth of ways for you to keep learning, which may include tuition reimbursement, industry-related certifications and professional training to keep you progressing on your chosen path • A dynamic, ambitious, fun and exciting work environment • We believe you do well by doing good and want to encourage a spirit of social and community responsibility, matching donation program, volunteer opportunities, and an employee-driven corporate giving program that lets you participate and support your community At C&F you will BELONG If you require special accommodations, please let us know. We value inclusivity and diversity. We are committed to equal employment opportunity and welcome everyone regardless of race, color, ancestry, religion, sex, national origin, sexual orientation, age, citizenship, marital status, disability, gender identity, or Veteran status. If you require special accommodations, please let us know. Belonging at C&F, is a mindset. It’s about fostering a culture of inclusion and connection, where everyone feels valued, heard, and empowered to thrive and where our social impact efforts help strengthen the communities where we live and work. For California Residents Only Information collected and processed as part of your career profile and any job applications you choose to submit are subject to our privacy notices and policies, visit https//www.cfins.com/onlineprivacypolicy/ca/noticeatcollection/ for more information. Crum & Forster is committed to ensuring a workplace free from discriminatory pay disparities and complying with applicable pay equity laws. Salary ranges are available for all positions at this location, taking into account roles with a comparable level of responsibility and impact in the relevant labor market and these salary ranges are regularly reviewed and adjusted in accordance with prevailing market conditions. The annualized base pay for the advertised position, located in the specified area, ranges from a minimum of $87,000 to a maximum of $130,000. The actual compensation is determined by various factors, including but not limited to the market pay for the jobs at each level, the responsibilities and skills required for each job, and the employee’s contribution (performance) in that role. To be considered within market range, a salary is at or above the minimum of the range. You may also have the opportunity to participate in discretionary equity (stock) based compensation and/or performance-based variable pay programs.